I Hate Bank of America

Crank of America, The Worst Bank in the World

I hate Bank of America.  Let me be as clear as I can possibly be.  I utterly, with all of my heart, mind and soul, with every fiber of my being, hate Bank of America.

I was a checking and savings account customer in TX.  You know the story.  First job, first direct deposit, first time you actually have money to manage.  I selected BOA because they were on every corner and had ATM’s everywhere.  But very quickly I learned their evil ways.

Once I was making a check DEPOSIT and I was scammed.  The church I served cut me a check every two weeks and so I drove up to the drive-thru and proceeded to deposit my meager salary.  For this deposit, they charged me $2.50.  I had no other transactions, no withdraw.  I didn’t even request any cash from the deposit.  All I wanted was to put my money into their bank and I was charged a fee.  I was so upset, I went right in and asked the bank manager what was going on.  His answer, “Someone has to pay for these tellers.”

Over a period of 5 years, I was charged with all kinds of handling fees, processing fees, ATM fees, and of course, depositing fees.  I should have banked elsewhere, but I stayed out of stupidity.  So when we left TX, I left CRANK of AMERICA.

Fast forward to the present.  A couple years back, my mortgage company sold my home loan to BOA loans.  The Death Star drew me back in.  I was a Crank customer again, without even agreeing to it.  So I’ve sent my mortgage payment every month back to the Bank of America scum in Dallas, TX hating every dime I had to give them.

Until today.  We are refinancing our home with our local bank, Citizen’s Bank & Trust.  Not only am I leaving Crank, but my loan will be housed, serviced and monitored here locally by a local bank that I trust.  I can call my loan officer any day and he can pull up my account without any trouble.

Crank of America is this your official notice that I am permanently withdrawing your hooks out of me for good.  Please, please, leave me alone.

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4 thoughts on “I Hate Bank of America

  1. Your rant on this website is absurd. I have banked with BofA for many years and they are a great bank. People forget the good things that BofA has done for America, the community and in particular the state of NC. They’ve helped finance so many churches, small businesses and homes. In addition, they give generously to charities, enviornmental causes and the arts. It’s a shame you want to try and tarnish the reputation of a great company and brand like BofA. Just a pity. Very irresponsible of you.

    • So, seriously. Down with BofA. They are pretty horrible and I’m glad I’m not indebted to them any longer. It makes me happy to see that they’re being sued by AIG for their BS. My hope is to watch them burn to the ground. Evil should be punished.

  2. Yep, their stock price is dropping like housing prices and I hope they tank! I’ve had a BofA credit card for years – ALWAYS paid on time to keep a great low rate I locked in – but recently tried to do a balance transfer. I was subjected to an inquisition they lamely called an “account review” – bottom line, they not only didn’t approve any balance transfer, but they cut my limit from $25,000 to $12,000 (not that I needed it, but it was a source of pride.) I have a secure job and assets, and they consider me a risk – have they looked in the mirror lately!! I’m cuttiing ties with them as soon as I can!! They didn’t care that this would affect my ratios and therefore my credit score – which seems to impact EVERYTHING these days. RIP, BofA.

  3. I HAVE BEEN RIPPED OFF BY BANK OF AMERICA 2. ITS EASIER 4 ME 2 JUST KEEP MY MONEY AT HOME . ITS LIKE WE R ALL PAYING 2 B RIPPED OFF BY THE BANK. THEY CHARGE ME 2 HOLD MY $, SPEND MY MONEY, OR EVEN TALK 2 A TELLER. I’M DISSATISFIED WITH BOA. WHOEVER SAID THAT SHANES COMMITS WERE A RANT HAS NO IDEA WHAT A RANT IS. THOSE BANKS HAVE MADE EVERYONE SUFFER IN THE WORLD. I NEARLY FROZE 2 DETH IN MY HOME DURING A 2 WEEK SNOW STORM BCAUSE BOA KEPT CHARGING FEES AND TRANSFERS TAKING THE $ MY FAMILY HAD SENT 2 HELP WITH AN EMERGENCY SITUATION I HAD. BOA ALSO CHANGED INSUFFICENT FUND FEES FROM $35 TO $55 WITHOUT A WORD. ,I had 2 close my account. more $ went 2 the bank then 2 me.

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