I hate Bank of America. Let me be as clear as I can possibly be. I utterly, with all of my heart, mind and soul, with every fiber of my being, hate Bank of America.
I was a checking and savings account customer in TX. You know the story. First job, first direct deposit, first time you actually have money to manage. I selected BOA because they were on every corner and had ATM’s everywhere. But very quickly I learned their evil ways.
Once I was making a check DEPOSIT and I was scammed. The church I served cut me a check every two weeks and so I drove up to the drive-thru and proceeded to deposit my meager salary. For this deposit, they charged me $2.50. I had no other transactions, no withdraw. I didn’t even request any cash from the deposit. All I wanted was to put my money into their bank and I was charged a fee. I was so upset, I went right in and asked the bank manager what was going on. His answer, “Someone has to pay for these tellers.”
Over a period of 5 years, I was charged with all kinds of handling fees, processing fees, ATM fees, and of course, depositing fees. I should have banked elsewhere, but I stayed out of stupidity. So when we left TX, I left CRANK of AMERICA.
Fast forward to the present. A couple years back, my mortgage company sold my home loan to BOA loans. The Death Star drew me back in. I was a Crank customer again, without even agreeing to it. So I’ve sent my mortgage payment every month back to the Bank of America scum in Dallas, TX hating every dime I had to give them.
Until today. We are refinancing our home with our local bank, Citizen’s Bank & Trust. Not only am I leaving Crank, but my loan will be housed, serviced and monitored here locally by a local bank that I trust. I can call my loan officer any day and he can pull up my account without any trouble.
Crank of America is this your official notice that I am permanently withdrawing your hooks out of me for good. Please, please, leave me alone.